Personal finance, with the math shown.
Free tools and plain-language research for US money decisions.
What a loan really costs
Total cost36 monthsExample
$2,116.20
Monthly payment $322.67
APR with the fee13.56%
Start with a tool
All toolsYour quarterly estimated tax
$60,000 profitExample
- Self-employment$8,478
- Federal$6,691
- State$3,000
LLC cost by state
Example
- Year 1$890
- Year 2$800
- Year 3$820
Quoted-fee subtotal; unknown charges excluded. California fees and missing items.
True cost of a loan
Example
- Rate10.00%
- APR13.56%
Savings goal calculator
Example
Start with your decision
Methodology
Public sources. Clear assumptions. Every number shown.
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