Free financial spreadsheet templates
15 ready-to-use Google Sheets templates for budgeting, debt payoff, savings goals, investment tracking, and more. Copy them to your Google Drive — no signup, no payment, no catch.
50/30/20 Budget Template
Download a free 50/30/20 budget workbook that classifies needs, wants, and future goals, measures each share of take-home pay, and shows target variance.
Bill Payment Calendar
Download a free bill calendar for tracking amount, frequency, monthly equivalent, due day, account, autopay, next date, and paid status across recurring bills.
Credit Card Payoff Calculator
Download a free credit card payoff workbook with a 120-month amortization schedule, monthly interest-principal split, payoff estimate, and low-payment warning.
Daily Expense Tracker
Download a free expense tracker with a 100-row transaction log, needs-versus-wants field, reconciliation status, and a separate formula-driven category summary.
Debt Payoff Planner
Download a free debt payoff planner that organizes balances, APRs, and payments, compares avalanche and snowball priority, and estimates payoff timing.
Emergency Fund Calculator
Download a free emergency fund workbook that totals essential expenses, models spending, sets target months, and calculates the funding gap and timeline.
Home Buying Budget Planner
Download a free home buying budget that estimates loan amount, principal and interest, taxes, insurance, HOA, maintenance, closing cash, and remaining reserve.
Investment Portfolio Tracker
Download a manual investment portfolio workbook for tracking shares, average cost, current price, market value, unrealized gain or loss, and allocation.
Monthly Budget Tracker
Download a free monthly budget workbook for comparing plan and actual spending, reviewing category variance, and reconciling each month without account access.
Net Worth Tracker
Download a free net worth workbook for listing assets and liabilities at one date, calculating totals, and preserving a repeatable balance-sheet snapshot.
Retirement Savings Planner
Download a free retirement savings projection with current balance, monthly contribution, age, return assumptions, and a transparent annual schedule.
Savings Goal Tracker
Download a free savings goal workbook for tracking targets, current balances, monthly contributions, remaining gaps, progress percentages, and estimated months.
Side Hustle Income Tracker
Download a free side hustle ledger for tracking gross receipts, business expenses, net income, a user-set tax reserve, available cash, and payment status.
Subscription Tracker
Download a free subscription tracker for recording services, monthly and annual cost, renewal timing, essential status, and a keep-cancel-review decision.
Tax Deduction Tracker
Download a free tax deduction workbook with vendor, date, category, business purpose, reference, deductible percentage, tracked amount, and review status.