DollarScout · Category
Loans
Personal loans with transparent APRs and terms.
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Rankings
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Product reviews
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Comparisons
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Guides
Featured ranking
Best Debt Consolidation Loans of 2026: APR, Fees, and Direct Pay
SoFi Personal Loans
1
Best complete consolidation workflow
SoFi Personal Loans
4.5/5
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Happen Bank (formerly LendingClub)
2
Best Direct Pay and joint flexibility
Happen Bank (formerly LendingClub)
4.1/5
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LightStream
3
Best no-fee offer for strong credit
LightStream
4.6/5
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Upstart
4
Best broader-underwriting fallback
Upstart
4/5
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In-depth product reviews with ratings, pros, cons, and FAQs.
Guides
Learn the basics
Debt Consolidation Explained: Compare Cost, Risk, and Payoff Time
Debt consolidation replaces several balances with one new credit product or payment arrangement. It can simplify due dates and som…
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How to Get a Personal Loan: Compare Offers Without Costly Surprises
A personal loan usually provides a fixed amount repaid in installments, but approval, pricing, fees, and protections vary widely. …
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How to Improve Your APR: Credit, Shopping, Fees, and Timing
APR is a yearly measure of borrowing cost that incorporates the interest rate and certain finance charges. You cannot directly edi…
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