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Found
Found is a strong all-in-one account for self-employed people and small businesses that want banking, bookkeeping, invoices, contractor tools, Pockets, and tax estimates in one workflow. The core plan costs $0; Found Plus costs $35 monthly or $315 annually and pays 1.50% APY on up to $20,000, while Found Pro costs $80 monthly or $720 annually and pays 2.50% APY with no stated cap. The free plan does not earn APY, Found is not a tax preparer, and its $250,000 FDIC coverage and retail cash-deposit limits are narrower than some competitors.
What to know about Found
Found is a strong all-in-one account for self-employed people and small businesses that want banking, bookkeeping, invoices, contractor tools, Pockets, and tax estimates in one workflow. The core plan costs $0; Found Plus costs $35 monthly or $315 annually and pays 1.50% APY on up to $20,000, while Found Pro costs $80 monthly or $720 annually and pays 2.50% APY with no stated cap. The free plan does not earn APY, Found is not a tax preparer, and its $250,000 FDIC coverage and retail cash-deposit limits are narrower than some competitors.
Pros
- Strong free combination of banking, bookkeeping, invoices, Pockets, and contractor tools
- Integrated tax estimates and automatic tax reserves for eligible sole proprietors
- Clear paid-plan prices with accountant access and useful reports
Cons
- Free plan pays no APY and Plus yield alone does not offset its annual cost
- Tax estimates and reports depend on complete, correctly categorized data
- Cash deposits have rolling limits and standard FDIC coverage is $250,000
Scoring breakdown
- Fees4.4/5
- Yield3.8/5
- Integrations4.4/5
- Onboarding4.7/5
- Customer Service4.2/5
Verified product facts
- Monthly Fee
- Found $0; Found Plus $35/month or $315/year; Found Pro $80/month or $720/year; one 30-day paid-plan trial for eligible users
- Yield
- Free plan pays no APY; Plus pays 1.50% on balances up to $20,000; Pro pays 2.50% on all balances with no stated cap
- Deposit Insurance
- Up to $250,000 per depositor for each ownership category through Lead Bank, Member FDIC
Where Found ranks
Every DollarScout ranking that includes Found.
Found reviews
Fact-checked July 18, 2026. Sources: Found current Free, Plus, and Pro pricing, Found getting-started banking and bookkeeping workflow, Found Pockets and deposit allocations, Found tax workflow and limitations, Found accountant access and permissions, Found retail cash-deposit fees and limits, Found FDIC coverage through Lead Bank.