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Gemini
Gemini remains a security- and regulation-focused U.S. crypto platform with New York fiduciary custody, SOC 1 and SOC 2 Type 2 reporting, full-reserve order books, and a clean retail interface. Its current trading cost is the largest drawback. The ActiveTrader schedule dated July 9, 2026 starts at 0.600% maker and 1.200% taker for the entry tier, while Gemini Mode calculates a variable fee and includes spread for Instant, Recurring, and conversion orders. ActiveTrader advertises 100+ pairs across 70+ cryptocurrencies and four currencies—useful, but narrower than the largest rivals. The former Earn program’s Genesis bankruptcy was resolved in 2024 with users receiving 100% of digital assets owed in kind, but it remains an important lesson about third-party counterparty risk.
What to know about Gemini
Gemini remains a security- and regulation-focused U.S. crypto platform with New York fiduciary custody, SOC 1 and SOC 2 Type 2 reporting, full-reserve order books, and a clean retail interface. Its current trading cost is the largest drawback. The ActiveTrader schedule dated July 9, 2026 starts at 0.600% maker and 1.200% taker for the entry tier, while Gemini Mode calculates a variable fee and includes spread for Instant, Recurring, and conversion orders. ActiveTrader advertises 100+ pairs across 70+ cryptocurrencies and four currencies—useful, but narrower than the largest rivals. The former Earn program’s Genesis bankruptcy was resolved in 2024 with users receiving 100% of digital assets owed in kind, but it remains an important lesson about third-party counterparty risk.
Pros
- New York fiduciary and qualified-custodian operating framework
- SOC 1 and SOC 2 Type 2 reporting plus strong retail security controls
- Clean retail interface and full-reserve order-book marketplace
Cons
- ActiveTrader entry tier is a high 0.600% maker and 1.200% taker
- Gemini Mode includes variable fees and spread in applicable quotes
- 70+ advertised cryptocurrencies is narrower than the largest U.S. rivals
Scoring breakdown
- Trading Fees2.8/5
- Ease of Use4.2/5
- Asset Selection3.9/5
- Security4.6/5
- Customer Service3.7/5
Verified product facts
- Trading Fees
- ActiveTrader entry tier in the July 9, 2026 schedule: 0.600% maker/1.200% taker; Gemini Mode calculates a variable fee and includes spread in Instant, Recurring, and conversion quotes
- Asset Selection
- ActiveTrader advertises 100+ trading pairs across 70+ cryptocurrencies and four currencies; exact availability varies by jurisdiction and product
- Custody
- Custodial exchange operated under a New York fiduciary and qualified-custodian framework, with separate institutional custody services
Where Gemini ranks
Every DollarScout ranking that includes Gemini.
Gemini reviews
Fact-checked July 19, 2026. Sources: Gemini ActiveTrader fee schedule, Gemini Mode fee and spread schedule, Gemini transfer fee schedule, Gemini ActiveTrader product and asset coverage, Gemini marketplace and order-book rules, Gemini security program, Gemini Trust Center and audit reports, Gemini insurance scope and limitations, Gemini Earn final resolution, Gemini institutional custody.