Key stats
Price chart
About PayPal Holdings
Financial Services
Company profile
- IPO date
- Jul 6, 2015
- Website
- www.paypal.com
Financials peers
How PYPL compares to other large companies in the same sector.
| Company | Price | Today | Market cap | P/E |
|---|---|---|---|---|
 JPM JPMorgan Chase & Co. | $297.81 | -0.70% | $797.99B | 13.55 |
 V Visa Inc. | $325.75 | +1.00% | $605.48B | 27.50 |
 MA Mastercard Inc. | $494.20 | +0.87% | $436.67B | 28.05 |
 BAC Bank of America | $49.77 | -0.16% | $353.20B | 11.14 |
 MS Morgan Stanley | $192.51 | -1.04% | $303.64B | 16.76 |
Wall Street analyst ratings
DollarScout analysis
Editorial, not advice. See our methodology.
Bull case
PayPal remains a household name in digital payments, which is a strong competitive advantage. Its comprehensive platform supports peer-to-peer transactions, online shopping, and business solutions, positioning it well amid growing e-commerce demand. While its P/E ratio of 7.96 indicates a potentially undervalued stock, the entry point could appeal to value-focused investors. The company's international reach and brand recognition set it apart in an expanding market, providing a buffer against competitive forces. Furthermore, management's efforts to innovate, like expanding digital wallet services, signal a commitment to future growth.
Bear case
Despite its market presence, PayPal faces intense competition from other fintech leaders like Square and traditional banks entering the digital space. A bearish price trend indicates existing market skepticism about PayPal's ability to sustain its previous growth. With a dividend yield of 1.2179%, PayPal may not be attractive to income-focused investors compared to peers offering higher returns. Additionally, the P/E ratio, though low, could reflect market concerns over PayPal's sluggish pace of innovation and execution of new offerings. The company's exposure to global financial fluctuations adds another layer of risk to consider.
Who should buy PYPL
PayPal is a fit for value investors looking for exposure to digital payments with a time horizon of 5-10 years, comfortable with high volatility as indicated by a beta of 1.3777. It's also suited for investors who believe in the long-term growth of e-commerce and digital transactions. However, risk tolerance needs to be higher than average due to financial sector uncertainties.
Key risks
- Intensified competition from fintech giants and traditional banks. - Global economic downturns affecting transaction volumes and fees. - Potential execution failures in innovating or expanding services. - Regulatory challenges in international markets impacting operations.
Where to buy PYPL
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Recent PYPL news
PYPL trades at a steep discount to peers as Venmo growth, AI-commerce initiatives and global expansion support its recovery path.
Downgrade PayPal Holdings, Inc.: Q2 guidance shows growth stuck in low single digits despite cost cuts and new CEO. Click for this PYPL stock update.
PayPal’s first quarter results for 2026 exceeded Wall Street’s revenue and profit expectations, but the market responded negatively, reflecting investor caution around the company’s operating margin decline and ongoing transformation efforts. CEO Enrique Lores, in his first quarter leading the company, cited the need for accelerated modernization and a clearer focus on the consumer side of the business. Lores noted, “We need to recommit to the fundamentals... becoming a technology company again,
AI may shift capital from tech to real assets. Learn why REITs, MLPs & infrastructure stocks are outperforming and how to position your portfolioâread now.
PayPal Holdings (NasdaqGS:PYPL) has settled a Department of Justice investigation into its prior race-based investment program. The company is launching a new fee-waiver initiative, covering processing fees on $1b of small business transactions. PayPal is also restructuring its operations into three segments, including a dedicated crypto and stablecoin division to support the global rollout of PYUSD. These updates arrive at a challenging time for NasdaqGS:PYPL, with the stock trading at...
The company just got a new CEO and a new vision.
PayPal has gotten torched over the last six months - since November 2025, its stock price has dropped 33% to $45.03 per share. This may have investors wondering how to approach the situation.
These growth stocks are down even as their businesses continue to expand.
Disclaimer: The information on this page is provided for informational and educational purposes only and should not be considered financial, investment, or trading advice. DollarScout does not recommend buying or selling any specific security. Stock data may be delayed. Past performance is not indicative of future results. Always do your own research and consult a licensed financial advisor before making investment decisions.