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Free templates

Free financial spreadsheet templates

15 ready-to-use Google Sheets templates for budgeting, debt payoff, savings goals, investment tracking, and more. Copy them to your Google Drive — no signup, no payment, no catch.

Budgeting · google-sheets

50/30/20 Budget Template

Allocate your income using the popular 50/30/20 rule — needs, wants, and savings — with automatic percentage tracking.

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Expense Tracking · google-sheets

Bill Payment Calendar

Map all your recurring bills to their due dates so you never miss a payment or incur a late fee.

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Debt Management · google-sheets

Credit Card Payoff Calculator

Calculate how long it will take to pay off your credit card balance and how much interest you will pay.

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Expense Tracking · google-sheets

Daily Expense Tracker

Log every purchase with date, category, amount, and payment method. See weekly and monthly spending summaries.

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Debt Management · google-sheets

Debt Payoff Planner

Compare avalanche vs snowball debt payoff strategies and see your debt-free date with a visual payoff timeline.

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Savings · google-sheets

Emergency Fund Calculator

Calculate your ideal emergency fund size based on your monthly expenses and track your progress toward the goal.

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Financial Planning · google-sheets

Home Buying Budget Planner

Estimate your home buying budget including down payment, closing costs, monthly mortgage, and total cost of ownership.

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Investing · google-sheets

Investment Portfolio Tracker

Monitor your stock, ETF, and fund holdings with automatic price updates, allocation percentages, and gain/loss tracking.

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Budgeting · google-sheets

Monthly Budget Tracker

Track your income and expenses month by month with automatic category totals and a visual spending breakdown.

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Financial Planning · google-sheets

Net Worth Tracker

Track all your assets and liabilities in one place and watch your net worth grow over time with monthly snapshots.

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Financial Planning · google-sheets

Retirement Savings Planner

Project your retirement balance based on current savings, monthly contributions, and expected returns.

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Savings · google-sheets

Savings Goal Tracker

Set multiple savings goals, track your progress with visual bars, and see your projected completion dates.

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Expense Tracking · google-sheets

Side Hustle Income Tracker

Track income from multiple side hustles, log expenses, and calculate your net profit per source.

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Expense Tracking · google-sheets

Subscription Tracker

List all your recurring subscriptions, see your total monthly cost, and identify services you can cancel.

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Taxes · google-sheets

Tax Deduction Tracker

Organize your tax-deductible expenses throughout the year so you are ready when filing season arrives.

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