dollarscout

Many products on this page are from partners who compensate us. This doesn't influence our ratings. Our opinions are our own.

Mortgage Calculator

Updated Apr 2026

Calculate your monthly mortgage payment, including principal, interest, property tax, insurance, and PMI. See how different down payments and rates affect your total cost.

Mortgage Calculator

$
%
%
years
$
$
Monthly payment
$2,170
Principal & interest
$1,770
Property tax
$300
Total paid
$781,125
Total interest
$357,125

How to use this calculator

Enter your numbers above and the calculator will update in real time. Adjust the inputs to see how different scenarios affect the results.

Why this matters

Understanding the math behind your financial decisions helps you make better choices. This calculator shows you the numbers so you can plan with confidence.

Other calculators

Frequently asked questions

JH
Written by
Juan Hurtado
Editor-in-chief, 10+ years in finance
Updated Apr 2026